Team Lattice
    Strategic mortgage consultation
    Team Lattice®

    Where Smart Moves Begin.

    Strategic mortgage guidance designed to help you connect the dots between where you are, what is possible, and your smartest next move.

    23+ years of mortgage experience
    Licensed in 49 states
    Strategy from first conversation to closing

    Choose Your Path

    Veteran Buyers

    For Veterans and active-duty service members who want to understand and strategically use the benefits they have earned.

    Explore This Path

    Move-Up Buyers

    For homeowners ready to explore their next move with clarity, equity awareness, and strategy.

    Explore This Path

    Executive Buyers

    For higher-level buyers who want their financing strategy to align with income, assets, liquidity, and long-term goals.

    Explore This Path

    Smart Homebuyers

    For first-time or next-time buyers who want to understand their options and prepare with confidence.

    Explore This Path

    The Strategic Move Blueprint™

    Team Lattice does not start with pushing a loan product. The process starts with understanding where you are, what you want, what may be possible, and what path makes the most sense. The Strategic Move Blueprint™ is a proven framework to eliminate guesswork and maximize your financial leverage.

    Step 1

    Discover Opportunities

    Identify what you want, where you are now, and what options may be available.

    Step 2

    Build the Strategy

    Connect goals, finances, income, equity, benefits, timing, and loan options into a clear plan.

    Step 3

    Avoid Costly Mistakes

    Understand the risks, assumptions, and timing issues that could create unnecessary stress or cost.

    Step 4

    Execute the Plan

    Move forward with the right preparation, loan path, approval process, offer support, and closing plan.

    The Team Lattice Difference

    Most lenders explain loan products.
    Team Lattice explains possibilities.
    Most lenders start with the application.
    Team Lattice starts with strategy.
    Most lenders focus on approval.
    Team Lattice focuses on the smartest move.
    Lattice Hardwick - Mortgage Strategist

    Led by Lattice Hardwick, a mortgage strategist with 23+ years of experience and licensed in 49 states, Lattice and her team bring together education, structure, strategic thinking, and high-touch guidance to help clients move forward with clarity and confidence.

    Learn More About Team Lattice

    Not Sure Where to Start?
    Get the Guide That Matches Your Next Move.

    Every buyer’s situation is different. Take the Smart Move Strategy Snapshot™ and answer six simple questions so we can send you the guide created for your buyer path — whether you are moving up, buying at a higher level, preparing for your first or next home, or exploring Veteran benefits.

    This is not a loan application. It is a quick clarity step designed to help you understand your smartest next move.

    Take the Snapshot
    Scan QR code - Let's Start!

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    Direct to Snapshot

    Team Lattice Strategic Guides
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